Relationships Not Transactions

This website has one goal, to teach you how the VA Home Loan works, how to take advantage of it and how to build wealth with it.

Here's what you will find on this site:

  • Entertaining and educational videos
  • Articles ranging from "What exactly is a VA Loan" to "How to build generational wealth with the VA Loan"
  • A growing community of veterans looking to get the most out of the VA Home Loan.
  • Courses designed to make you an expert on the VA Home Loan.

By the time you complete all the courses, watch the videos and take action, you will be more knowlegible than 95% of loan originators in the United States of America.

Our mission

To make you more knowlegible than 95% of Loan Originators in the United States of America

Why is this important? Because less than 25% of veterans use the VA Home Loan benefit. This is a benefit that you have EARNED and you likely were never taught how it works and why it's so amazing.

Veterans in the USA
17,431,290
VA Loans
4,357,823

Our team

Our team is made up of the most experianced and passionate veteran VA Originators inthe country.

  • Patton Gade

    National Director of Military Lending

    623-866-3974

    pgade@umortgage.com

  • Jay Bunte

    UVA Branch Manager

    (817) 907-5555

    jbunte@umortgage.com

  • JD Kameen

    Head Of Naval Lending

    443-904-6160

    jkameen@umortgage.com

  • Ray Northcutt

    Loan Originator

    404-769-5795

    rnorthcutt@umortgage.com

  • Chris Nurthen

    Loan Originator

    (484) 410-9255

    cnurthen@umortgage.com

  • Mike Olesh

    Branch Manager

    (843) 478-2535

    molesh@umortgage.com

Start Learning

Ask anything about VA Loans!

VA Questions From Veterans

Veterans all over the country have questions too. Here are the most recent.

VA Loan Basics