October 4, 2024

Can I use my VA Loan If I am still in the military?

Yes, you can use your VA Loan benefits even if you are still actively serving in the military. Active duty service members are eligible for VA loans as long as they meet the basic service requirements. Typically, this means completing at least 90 consecutive days of active service during wartime or 181 days during peacetime. It's a great benefit that can help you secure home financing with favorable terms, such as no down payment and no private mortgage insurance (PMI).

If you have any specific questions about your eligibility or the process, it might be beneficial to speak with a loan officer. You can contact Patton Gade at 623-866-3974 or email him at pgade@umortgage.com for personalized assistance.